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Investment Advisory Services offered through Spyrnal Wealth Management, LLC. Insurance products and services are offered by Timothy J. Spyrnal.  Securities investing involves risk, including the potential for loss of principal.  There is no guarantee that any investment plan or strategy will be successful.  Be sure to consult with a qualified tax and/or legal advisor regarding the best options for your circumstances. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company.